Saving Deposit

The bank accepts saving deposit from the natural person and non profitable organization. We have different kinds of products on saving deposit.

S.N  Account Types  Interest(Year)  Minimum Balance 
 1  Jestha Nagarik Bachat Khata  upto 4.00%   Rs.100
 2  Bal Bachat Khata  upto 3.75%   Rs.100
 3  Karmachari Bachat Khata  upto 4.00%   Rs.100
 4  Grihalaxmi Nari Bachat Khata  upto 4.00%   Rs.100
 5  Gandaki Super Saving Khata  upto 4.00%   Rs.1000
 6  Gandaki Swarnim Bachat Khata  upto 3.50%   Rs.100 (free ABBS and ATM card)
 7  Gandaki Sajilo Bachat Khata  upto 3.25%   Rs.1
 8  Gandaki Aakarshak Bachat Khata  upto 5.25%   Rs.50000
 9 Gandaki Sharedhani Bachat Khata  upto 4.75%   Rs.1000 (free ABBS and ATM card)

The bank has launched jestha nagarik bachat khata for jestha nagarik. The features are as follows:

  • Interest rate up to 4.00 % per annum.
  • Exceeding 60yrs of age people can deposite.
  • Minimum balance Rs.100.00
  • Interest accrual on daily.
  • Quarterly Interest posting.
  • ABBS facility.

The Bank has bal bachat Khata to the children. The features are as follows:

  • Interest rate up to 3.75 % per annum.
  • Up to 15 years age of children can deposit.
  • Minimum balance Rs.100.00
  • The deposited amount can not be withdraw before 2 years of account operation.
  • The account will be operated from the signature of parents.
  • Interest accrual on daily and Quarterly Interest posting.
  • ABBS facility.

The account is launched to the employee of Governmental Organization, Non Governmental Organization, Universities, Colleges, Schools, Cooperatives, and any other organization where at least 10 staffs are employed. The accounts will be opened on the request of employer company/organization.The features of the account are:

  • Interest rate up to 4.00 % per annum.
  • Minimum balance Rs.100.00
  • Unlimited deposit and withdraw facility.
  • Interest accrual on daily and Quarterly Interest posting.
  • ABBS facility.

The bank has a product Grihalaxmi Nari Bachat Khata to the nepali women only. The features of the product are as follows:

  • Interest rate up to 4.00 % per annum.
  • Minimum balance Rs.100.00
  • Unlimited deposit and withdraw facility.
  • Interest accrual on daily and Quarterly Interest posting.
  • ABBS facility.

The Bank has also the Gandaki Super Saving Khata for natural person and non profitable organization. The features are as follows.:

  • Interest rate up to 4.00 % per annum.
  • Minimum balance Rs.1000.00
  • Unlimited deposit and withdraw facility.
  • Interest accrual on daily and Quarterly Interest posting.
  • ABBS facility.
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