Introduction

Incorporation

Gandaki Bikash BankGandaki Bikash Bank Limited is first and one of the leading Bank of Pokhara. The Bank is established under the Company Act 2063 and the Bank and Financial Institution Act 2063 at New Road Pokhara in Magh 12 2061 B.S. It is "B" class development Bank licensed by Nepal Rastra Bank (Central Bank of Nepal).

Location : Pokhara-9, New road. (Head Office)

Business Hour :        (OTHER SEASON)

                                       Sunday - Thursday : 10 am - 4pm,
                                       Friday : 10 am - 3pm

                                    

                             :      (WINTER SEASON Kartik , Mangsir , POUSH ,MAGH)

                                    

                                     Sunday - Thursday : 10 am - 3 pm

                                     Friday                        : 10 am - 2 pm

Objectives

The main objective of the bank is to collect the unproductive small, fragmented and large amount of money scattered in different sector of society and deploy that integrated fund in effective and productive sector. So also to provide better services to it’s existing clients, prospective clients, various related/ non-related institutions, directly related and non-related different aspects of the society so also to the nation through the best banking services by making them to accustom the sophisticated technology that has been used in banking service sector . Similarly our objective is also to serve the people of that sector who actually need banking service sector and make their habit of doing and practicing by utilizing the best services ever provided by our bank. We proudly can say that according to our objective we have launched many branches in virgin markets of remote area such as Gorkha, Mugling, Beshishar, kawasoti, chormara etc.

Mission, Vision

Our very efficient and competent board has very impressive vision and goal to contribute in banking service sector. The bank recently going to issue right shares to collect capital from the existing shareholders to fulfill it's vision. By issuing right shares than bank will have further increment of Rs 100 million as capital. The portion of that capital will be utilized in opening new branches in various parts of the country. Very recently the bank is going to launch four new branches in feasible area of the country. The bank is going to adopt the ATM machine to provide fast and effective service to it’s praise worthy customer and so also internet banking, SMS banking and other new technology adopted by similar banking industry. Similarly, we are going to make various networks to other commercial bank, development bank, financial institutions and various remit service sector to facilitate remittance service to the clients. At present, we are dealing in regional area but in the near future we are going to make our bank at National level development bank to provide it’s best services as nationwide. As we are in path of achieving our vision and mission the prestigious magazine nominated us in the best 10 development bank of the country. We put our sincere effort to make the 1st National development Bank of the country.

Capital Structure

Authorised Capital  :  Rs 800,000,000.
Paid up Capital         : Rs  538,560,000.

 

CAPITAL PLAN

 

                                   GANDAKI BIKAS BANK LTD.
                                  Capital Plan For Next Two Year
         
S.N. Particulars  Current Year        2071.72   Expected Year    2072.73   Expected Year  2073.74 
A. Paid Up Capital      
1   Previous F.Y. Paid Up Capital          352,000,000          429,440,000         642,048,000
2   New Share Issue                              -                                -                               -  
3   Right Share Issue\Merger                              -            105,600,000         401,442,400
4    Bonus Share Issue            77,440,000          107,008,000         156,509,600
5   Other                              -                                -                               -  
Total Paid Up Capital (A)          429,440,000          642,048,000      1,200,000,000
B. Core Capital except Paid Up Capital      
1   General Reserve            76,574,119          104,780,657         145,181,388
2 Share Premium                  284,006                  284,006                  284,006
3   Retained Earning               6,754,779              6,000,930              2,006,906
4 Deffered Tax Fund               4,965,121                              -                               -  
Total (B)            88,578,025          111,065,593         147,472,300
Total ( A+B)          518,018,025          753,113,593      1,347,472,300
         
  Note: In case of Points no 3,for F.Y.072/73 Rs.105,600,000.00 as right issue & for F.Y.073/74 Rs.401,442,400.00 as right issue or/and merger.

 

Banking Software

Sophisticated software Pumori IV, Centralised Server along with centralized databses is currently in use as the main CBS.

Portfolio

The bank provide the remittance services also which assist people to get their money within no time. The bank provide the easy services to all the prospective clients and existing clients by which we think it assists in augmenting the corporate image.

Corporate Social Responsibilities

We provide education loan, foreign employment loan and deprive loan to flourish the particular section of the society to give them chance and utilize their entrepreneurship in their best interest area from which we are contributing to those people who have enthusiasm, knowledge, dynamic attitude, skill and pleasant behavior but lack the economic to shape their ideas and hence to develop the nation as a whole.

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